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Handling Credit Cards

We’ve all been there. The credit card company provides a credit line increase and immediately you start increasing your spending. These are difficult habits to break but in today’s bad financial times – you must break these bad habits.

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Handling Credit Cards

October 12, 2009

We’ve all been there. The credit card company provides a credit line increase and immediately you start increasing your spending. These are difficult habits to break but in today’s bad financial times – you must break these bad habits.

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Envelopes of Cash

October 4, 2009

The envelope system of budgeting is not new. A quick use of the Google search engine results in millions of webpages. Writers praise the process but very few actually explain how to use the system to your benefit. Today, I’ll show you how to use envelopes of cash to train yourself to stop using credit cards for new purchases.

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The ten percent rule

October 3, 2009

Math is not always easy for everyone. Sometimes, we reach for the calculator before we stop and realize the math is far easier than expected. In the same vein, we tend to reach out for help from experts when we could solve the problem ourselves.

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